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Clink Agent Pay lets an Agent securely complete payments at supported merchants within the user’s authorization. It selects a suitable payment path based on the user’s card, authorization, and merchant checkout conditions, and the Agent or platform reports the actual result.

Payment protocol options

Clink supports multiple payment routes so an Agent can choose the protocol that matches the card and checkout scenario.

Visa Intelligent Commerce (VIC)

Visa VIC provides tokenized payment credentials, ties user authorization to purchase conditions, and supports Agent identity and transaction recognition in AI shopping.

Mastercard Agent Pay

Mastercard Agent Pay supports Agent registration and verification, Agentic Tokens that reduce exposure of the original card details, user-controlled purchase authorization, and Agent transaction risk signals.

UnionPay Agent Pay

UnionPay Agent Pay supports Agent purchases on behalf of users with Passkey authorization and secure payment credentials. It serves a similar role to Visa VIC and Mastercard Agent Pay.

Stripe Shared Payment Token (SPT)

Stripe SPT lets an Agent use a user’s payment capability with a designated merchant without giving the original card details to the merchant or the model. An SPT can constrain the merchant, amount, currency, validity period, and usage scope. When a user’s payment method does not support the major protocols currently available, Clink can issue a one-time virtual card through its issuing capability. The merchant does not need any special integration; Clink completes the routing automatically. Choose the capability that matches the task you need to complete:

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