> ## Documentation Index
> Fetch the complete documentation index at: https://docs.clinkbill.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Simple, transparent pricing

> Simple, transparent pricing for global payments, billing, tax, compliance, and agentic commerce.

Clink gives AI-native teams one global payments stack for human and agent transactions.

## 3.9% + \$0.30 per transaction

One rate covers payment processing, Merchant of Record services, global tax calculation and remittance, fraud and chargeback protection, compliance, and payouts.

There is no separate gateway, tax, or platform fee on top.

<Note>
  **Registration starts in UAT.** To receive a production account, first register and complete your account setup in Clink's test environment.
</Note>

<Columns cols={2}>
  <Card title="Get started" href="https://uat-dashboard.clinkbill.com/auth/register" cta="Register in UAT" arrow="true">
    Create your test account and begin integrating with hosted checkout or the developer API.
  </Card>

  <Card title="Book a demo" href="https://clinkbill.com/contact" cta="Talk to our team" arrow="true">
    Discuss custom requirements, billing-only plans, or agentic payment flows.
  </Card>
</Columns>

<Info>
  There is no setup fee or monthly minimum. Chargebacks are \$20 per dispute, passed through directly from the card network. Clink adds no markup or additional charge. UPI transactions use a separate India-specific payment route and are billed at 8% instead of the standard rate.
</Info>

## What's included

<Columns cols={3}>
  <Card title="Payments & MoR" href="https://clinkbill.com/products/payment" cta="Explore Payments" arrow="true">
    Hosted checkout, a PCI-compliant vault, fraud prevention, dynamic routing, and automatic retries. Clink acts as your Merchant of Record.
  </Card>

  <Card title="Billing & tax" href="https://clinkbill.com/products/billing" cta="Explore Billing" arrow="true">
    Subscriptions, recurring invoices, dunning, proration, a self-service customer portal, and automated VAT, GST, and sales-tax handling across 50+ jurisdictions.
  </Card>

  <Card title="Agentic Payment" href="https://clinkbill.com/agentic-payment" cta="Explore Agentic Payment" arrow="true">
    Enable autonomous transactions with programmable authorization, spending controls, automatic top-ups, and global payment methods.
  </Card>
</Columns>

### Built for AI-native teams

* **AI-powered risk protection:** Machine-learning fraud detection and dispute prevention adapt to high-velocity, agent-driven transaction patterns.
* **Subscription-ready:** Manage recurring billing, retries, plan changes, and customer self-service without building the underlying infrastructure.
* **White-glove support:** Work with engineers who understand agentic and high-growth payment flows.

## More ways for customers to pay

Clink is more than a card-first MoR. Customers can pay using familiar cards, wallets, and local payment rails in each market—all through one integration.

<Columns cols={2}>
  <Card title="Global cards & wallets">
    Cards\
    Apple Pay\
    Google Pay
  </Card>

  <Card title="North America & Europe">
    **United States:** Cash App Pay
  </Card>

  <Card title="Latin America">
    **Brazil:** Pix
  </Card>

  <Card title="Asia-Pacific">
    **Mainland China:** Alipay, WeChat Pay\
    **Philippines:** GCash\
    **South Korea:** Kakao Pay\
    **Thailand:** PromptPay\
    **Indonesia:** QRIS\
    **Malaysia:** Touch 'n Go\
    **India:** UPI
  </Card>
</Columns>

<Info>
  Supported currencies and recurring billing availability vary by payment method. We're continuously expanding our payment-method coverage. If you need one that isn't listed, [contact us](https://clinkbill.com/contact).
</Info>

## How Clink compares

| Feature                   |                        Clink | Typical full-service MoR |
| ------------------------- | ---------------------------: | -----------------------: |
| Per-transaction fee       |            **3.9% + \$0.30** |            \~5% + \$0.50 |
| Smart routing and retries |                     Included |       Often not included |
| Agentic Payment support   |                     Included |       Often not included |
| Payout fee                | **\$5 flat for US entities** |                     \~1% |

*For Hong Kong entities, the payout fee is \$15 flat.*

<Note>
  Raw payment gateways may advertise a lower processing rate, but they do not act as the Merchant of Record. You remain responsible for tax, compliance, chargebacks, and payment routing.
</Note>

## Other pricing options

If the standard Merchant of Record plan is not the right fit, [contact us](https://clinkbill.com/contact) about:

* **Billing only:** Keep your existing payment processor and use Clink for subscriptions, invoicing, tax, and the customer portal.
* **Agentic Payment:** Add programmable authorization, automatic top-ups, and agent-native payment flows.
* **Affiliate referrals:** Earn rewards for referring other builders to Clink.

<Card title="Need a different pricing setup?" href="https://clinkbill.com/contact" cta="Talk to us" arrow="true" horizontal>
  Tell us about your payment flow, and we'll help you find the right setup.
</Card>

## Frequently asked questions

<AccordionGroup>
  <Accordion title="What does the 3.9% + $0.30 fee cover?" defaultOpen>
    It covers payment processing, global tax calculation and remittance, fraud and chargeback protection, compliance, and payouts. There is no separate gateway, tax, or platform fee on top.
  </Accordion>

  <Accordion title="What is a Merchant of Record?">
    A Merchant of Record is the legal seller of your product. Clink takes responsibility for tax collection, compliance, and chargebacks worldwide, so you can sell globally without registering for VAT or GST in every country.
  </Accordion>

  <Accordion title="Are there setup, monthly, or hidden fees?">
    There is no setup fee, monthly minimum, or hidden international-card surcharge. Chargebacks are \$20 per dispute, passed through directly from the card network with no markup or additional charge from Clink. UPI transactions use a separate India-specific payment route and are billed at 8% instead of the standard rate.
  </Accordion>

  <Accordion title="What is UPI, and why is it priced differently?">
    UPI, or Unified Payments Interface, is India's instant bank-to-bank payment system, developed by the National Payments Corporation of India (NPCI). Customers can pay directly from participating bank accounts through a UPI app using a UPI ID, QR code, or payment intent—without entering card details. Because UPI is processed through a separate India-specific route with different local channel costs, Clink bills UPI transactions at 8% rather than the standard 3.9% + \$0.30 rate.
  </Accordion>

  <Accordion title="Do you support Agentic Payment?">
    Yes. Agentic Payment lets autonomous agents pay with programmable authorization, spending controls, and automatic top-ups on the same payment infrastructure as human customers.
  </Accordion>

  <Accordion title="How quickly can I start?">
    You can begin testing in minutes with hosted checkout or the developer API. Register in UAT first; after completing your test-account setup, you can proceed with production account activation.
  </Accordion>
</AccordionGroup>

## Ready to get started?

Create your UAT test account to begin integrating. After completing the test-account setup, you can proceed with production account activation.

<Columns cols={2}>
  <Card title="Start testing" href="https://uat-dashboard.clinkbill.com/auth/register" cta="Register in UAT" arrow="true" />

  <Card title="Talk to Clink" href="https://clinkbill.com/contact" cta="Book a demo" arrow="true" />
</Columns>