> ## Documentation Index
> Fetch the complete documentation index at: https://docs.clinkbill.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payout

> Understanding payout processes and timing expectation

## Overview

Clink transfers funds to your bank account through a secure payout process.

## Managing Your Payouts

Access your payout details through **Balances** > **Payouts** in the left menu panel.

### Bank Account Setup

Clink supports bank accounts from the United States and Hong Kong. You must have a verified bank account to receive payouts.

Required Bank Details:

<Columns cols={2}>
  <Card title="United States" icon="text">
    • Routing Number: 111000000 (9 digits)<br />
    • Account Number: (Format varies by bank)
  </Card>

  <Card title="Hong Kong" icon="text">
    • Clearing Code: 123 (3 digits)<br />
    • Branch Code: 456 (3 digits)<br />
    • Account Number: 123456-789 (6-9 digits)
  </Card>
</Columns>

#### Adding a Bank Account

1. Go to **Balances** > **Payouts**
2. Click **Add Bank Account** (top right)
3. Select your region
4. Complete the form with your bank details

#### Editing Bank Details

1. Navigate to **Settings** > **Merchant** > **Bank Accounts and Currencies**
2. Find the bank account to edit
3. Update the details and click **Save**

<Note>
  All bank accounts undergo a review process (2-3 business days). Additional documentation may be required. Any changes to bank details will trigger a new review.
</Note>

### Making a Payout

#### Prerequisites

* Positive available balance
* Verified bank account

#### Steps to Request Payout

1. Go to **Balances** > **Payouts**
2. Click **Pay out** (top right)
3. Complete the payout form and submit

<Note>
  Initial payout requests require 2-3 business days for review. Subsequent payouts are processed faster. Status updates are provided based on bank confirmations.
</Note>